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Python: Built-in Functions vs. For & If Loops – 5 Programs Explained

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Python’s built-in functions make coding fast and efficient. But understanding how they work under the hood is crucial to mastering Python. This post shows five Python tasks, each implemented in two ways: Using built-in functions Using for loops and if statements ✅ 1. Sum of a List ✅ Using Built-in Function: numbers = [ 10 , 20 , 30 , 40 ] total = sum (numbers) print ( "Sum:" , total) 🔁 Using For Loop: numbers = [ 10 , 20 , 30 , 40 ] total = 0 for num in numbers: total += num print ( "Sum:" , total) ✅ 2. Find Maximum Value ✅ Using Built-in Function: values = [ 3 , 18 , 7 , 24 , 11 ] maximum = max (values) print ( "Max:" , maximum) 🔁 Using For and If: values = [ 3 , 18 , 7 , 24 , 11 ] maximum = values[ 0 ] for val in values: if val > maximum: maximum = val print ( "Max:" , maximum) ✅ 3. Count Vowels in a String ✅ Using Built-ins: text = "hello world" vowel_count = sum ( 1 for ch in text if ch i...

What is Deferment in Card Payments to Read Today

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You are an employee and you are working for a company. You are unable to pay your credit card amount. So you have an option. What is Deferment?  It is a temporary suspension of the repayment of a debt. Most creditors will not offer a deferment unless a debtor’s circumstances prevent him from making payments for a temporary period of time. A debtor, therefore, may need to provide documentation of his circumstances or may need to attest to the truthfulness of the request. Credit Cards Credit card companies do not normally provide a deferment as an option. Instead, a debtor who is experiencing a financial hardship, such as unemployment or a decrease in income, may ask the creditor to agree to reduce payment amount. Many credit card companies offer hardship programs that result in a reduced interest rate and a reduced payment. This may be a short-term plan for one year or less or a long-term arrangement that results in the payoff of the debt within a specific number of yea...