Showing posts with the label Credit Cards News And Updates

Featured Post

How to Check Column Nulls and Replace: Pandas

Here is a post that shows how to count Nulls and replace them with the value you want in the Pandas Dataframe. We have explained the process in two steps - Counting and Replacing the Null values. Count null values (column-wise) in Pandas ## count null values column-wise null_counts = df.isnull(). sum() print(null_counts) ``` Output: ``` Column1    1 Column2    1 Column3    5 dtype: int64 ``` In the above code, we first create a sample Pandas DataFrame `df` with some null values. Then, we use the `isnull()` function to create a DataFrame of the same shape as `df`, where each element is a boolean value indicating whether that element is null or not. Finally, we use the `sum()` function to count the number of null values in each column of the resulting DataFrame. The output shows the count of null values column-wise. to count null values column-wise: ``` df.isnull().sum() ``` ##Code snippet to count null values row-wise: ``` df.isnull().sum(axis=1) ``` In the above code, `df` is the Panda

What is Deferment in Card Payments to Read Today

You are an employee and you are working for a company. You are unable to pay your credit card amount. So you have an option. What is Deferment?  It is a temporary suspension of the repayment of a debt. Most creditors will not offer a deferment unless a debtor’s circumstances prevent him from making payments for a temporary period of time. A debtor, therefore, may need to provide documentation of his circumstances or may need to attest to the truthfulness of the request. Credit Cards Credit card companies do not normally provide a deferment as an option. Instead, a debtor who is experiencing a financial hardship, such as unemployment or a decrease in income, may ask the creditor to agree to reduce payment amount. Many credit card companies offer hardship programs that result in a reduced interest rate and a reduced payment. This may be a short-term plan for one year or less or a long-term arrangement that results in the payoff of the debt within a specific number of years.