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Step-by-Step Guide to Reading Different Files in Python

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 In the world of data science, automation, and general programming, working with files is unavoidable. Whether you’re dealing with CSV reports, JSON APIs, Excel sheets, or text logs, Python provides rich and easy-to-use libraries for reading different file formats. In this guide, we’ll explore how to read different files in Python , with code examples and best practices. 1. Reading Text Files ( .txt ) Text files are the simplest form of files. Python’s built-in open() function handles them effortlessly. Example: # Open and read a text file with open ( "sample.txt" , "r" ) as file: content = file.read() print (content) Explanation: "r" mode means read . with open() automatically closes the file when done. Best Practice: Always use with to handle files to avoid memory leaks. 2. Reading CSV Files ( .csv ) CSV files are widely used for storing tabular data. Python has a built-in csv module and a powerful pandas library. Using cs...

Payment Cards Complete List

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In this post, I have shared top payment cards, which are alternatives to money. The list is Credit, Debit, Fleet, Co-branded, Contactless cards.   Types of Plastic cards Many plastic cards are present to carry out financial transactions. The purpose is to buy items within the limit prescribed by banks to the cardholder. Two types of cards in this category are Magnetic-stripe and Chip cards. Credit cards In today's world, all banks issue credit cards with CHIP and PIN. After entering the PIN by the cardholder, the transaction kicks in for further processing. Types of Credit cards Security deposited cards: The cardholder should pay some front money to get this type of card. When the cardholder goes unpaid, then the card issuer pay from it. Credit Union Cards : The private Credit Union owners issue these cards. They usually charge less than what banks will. Pre-paid cards: They technically equal to Debit cards. They pre-loaded with a certain amount. You can use the cards unt...

What is Deferment in Card Payments to Read Today

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You are an employee and you are working for a company. You are unable to pay your credit card amount. So you have an option. What is Deferment?  It is a temporary suspension of the repayment of a debt. Most creditors will not offer a deferment unless a debtor’s circumstances prevent him from making payments for a temporary period of time. A debtor, therefore, may need to provide documentation of his circumstances or may need to attest to the truthfulness of the request. Credit Cards Credit card companies do not normally provide a deferment as an option. Instead, a debtor who is experiencing a financial hardship, such as unemployment or a decrease in income, may ask the creditor to agree to reduce payment amount. Many credit card companies offer hardship programs that result in a reduced interest rate and a reduced payment. This may be a short-term plan for one year or less or a long-term arrangement that results in the payoff of the debt within a specific number of yea...