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5 Super SEO Blogger Tools

In this post, I have explained top blogging tools that need to be considered by every blogger. These tools help you write better SEO friendly blog posts.



1). Headline Analyzer The best tool is the EMV Headline Analyzer. When you enter the headline it analyzes it and gives you EMV ranking. When you get '50' and above it performs better SEO.

2). Headline Length Checker The usual headline length is 50 to 60 characters. Beyond that, the headline will get truncated and looks ugly for search engine users. The tool SERP Snippet Optimization Tool useful to know how it appears in the search results.

3). Free Submission to Search Engines The tool Ping-O-Matic is a nice free submission tool. After your blog post, you can submit your feed to Ping-O-Matic. It submits to search engines freely.

4). Spell and Grammar Check Another free tool is Grammarly, this tool checks your spelling and grammar mistakes. So that you can avoid small mistakes.

5). Keyword AnalyzerWordstream Keyword analyzer i…

What is Deferment in Card Payments to Read Today

You are an employee and you are working for a company. You are unable to pay your credit card amount. So you have an option.
deferment in credit cards

What is Deferment? 

It is a temporary suspension of the repayment of a debt. Most creditors will not offer a deferment unless a debtor’s circumstances prevent him from making payments for a temporary period of time.

A debtor, therefore, may need to provide documentation of his circumstances or may need to attest to the truthfulness of the request.

Credit Cards

Credit card companies do not normally provide a deferment as an option. Instead, a debtor who is experiencing a financial hardship, such as unemployment or a decrease in income, may ask the creditor to agree to reduce payment amount.

Many credit card companies offer hardship programs that result in a reduced interest rate and a reduced payment. This may be a short-term plan for one year or less or a long-term arrangement that results in the payoff of the debt within a specific number of years.

Mortgage

A mortgage lender may offer a borrower a deferment, or forbearance. If granted a forbearance, the lender will suspend the borrower’s payments or may allow the borrower to pay a portion of the regular monthly payment.

This is a temporary solution to a borrower’s inability to pay. Most often, this is granted in short-term situations, such as loss of income because of a medical problem or a natural disaster. Fannie Mae, however, allows servicers to suspend or lower an unemployed borrower’s payment for a specific amount of time.

Student Loans

A student loan deferment suspends payments for a specific amount of time. A lender determines the conditions of the deferment, which may include unemployment, disability, returning to college or enlistment in the military.

In some situations, the loan will not accumulate interest while it is in deferment. If a borrower does not qualify for a deferment, he may qualify for a forbearance, which is similar to a deferment but interest will continue to accumulate regardless of whether the loan is subsidized or unsubsidized.

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Tokenization story you need Vault based Vs Vault-less

The term tokenization refers to create a numeric or alphanumeric number in place of the original card number. It is difficult for hackers to get original card numbers.

Vault-Tokenization is a concept a Vault server create a new Token for each transaction when Customer uses Credit or Debit Card at Merchant outlets 
Let us see an example,  data analysis. Here, card numbers masked with other junk characters for security purpose.

Popular Tokenization ServersThere are two kinds of servers currently popular for implementing tokenization.
Vault-based Vault-less Video Presentation on Tokenization
Vault-based server The term vault based means both card number and token will be stored in a Table usually Teradata tables. During increasing volume of transactions, the handling of Table is a big challenge.
Every time during tokenization it stores a record for each card and its token. When you used a card multiple times, each time it generates multiple tokens. It is a fundamental concept.
So the challe…