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3 Top Books Every Analytics Engineer to Read

Many of the analytics jobs nowadays are for the financial domain. The top financial domains are Banking, Payments, and credit cards. 
The Best Books are on:
SASUNIXPython

The skills you need to work in data analytics are SAS, UNIX, Python, and JavaScript.  I have selected three books for beginners of data analysts. 

1. SAS best book 
I found one best book that is little SAS. This post covers almost all examples and critical macros you need for your job.

The best-selling Little SAS Book just got even better. Readers worldwide study this easy-to-follow book to help them learn the basics of SAS programming.

Now Rebecca Ottesen has teamed up with the original authors, Lora Delwiche, and Susan Slaughter, to provide a new way to challenge and improve your SAS skills through thought-provoking questions, exercises, and projects.
2. UNIX best book
The basic commands you will get everywhere. The way of executing Macros or shell scripts is really you need. This is a good book so that you can automate…
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Payment at POS using Voice Authentication

Voice authentication is a method to pay the bills for a merchant at POS.

The scenario is when you visit a Retailer where you purchased for Rs1000. You forgot to carry a card with you but you remember card details.

Then you can ask the merchant to use Voice authentication for completing the payment.

Voice authentication

How to Initiate Voice Authentication

  1. After you start the call, the first step is you need to enter the merchant id. Usually, your Call goes to Card Issuer.
  2. Then you need to select an option like you are doing a transaction for the Credit card.
  3. You need to enter your card number and expiry date.
  4. Select the option for Card present or Card not present.
  5. Enter the amount you need to pay.
  6. Then Card issuer's call center provides you a 6 digit approval code. You need to tell the approval code to the merchant, and the merchant also will get a message. Then the merchant completes the transaction using the Voice approval code.
Note: Sometimes Merchant Service provider also facilitates to get Voice authorization approval.

How Merchant gets Fund for your transaction

  1. After the merchant gets an approval code from the customer, he has to enter customer details into the Merchant service provider system.
  2. A merchant also would need to enter the approval code.
  3. Merchant will submit the transactions to the service provider. So that the merchant will receive funds.
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